Peer Analysis

CSB Bancorp, Inc.'s financial data is as of 12/31/2019.

Peer financial data is as of 12/31/2019


Performance Ratios (%) CSBB Peer Median Peer Average
ROAA 1.36 1.21 1.21
ROAE 12.77 10.37 10.43
Net Interest Margin 3.97 3.79 3.87
Efficiency Ratio 58.00 63.95 65.31
Loans / Deposits 80.70 93.28 89.99
Asset Quality Ratios (%)
NPAs / Assets NA 0.42 0.45
NCOs / Avg Loans 0.01 0.06 0.08
Reserves / Loans 1.27 0.94 0.85
Reserves / NPAs NA 157.35 180.82
Capital Ratios (%)
Tier 1 Capital NA 13.63 13.39
Tangible Equity / Tangible Assets 9.91 10.77 10.57
Total Equity / Total Assets 10.44 11.59 11.90
Market Ratios
Price / Earnings (x) 10.53 13.09 12.58
Price / Book (%) 128.33 123.33 119.12
Dividend Yield (%) 2.80 2.44 2.54
Data for trailing four quarters

CSB Bancorp, Inc.'s peer group consists of the following: Cortland Bancorp (CLDB), Croghan Bancshares, Inc. (CHBH), Farmers & Merchants Bancorp, Inc. (FMAO), Heartland BancCorp (HLAN), Killbuck Bancshares, Inc. (KLIB), Middlefield Banc Corp. (MBCN), Ohio Valley Banc Corp. (OVBC), SB Financial Group, Inc. (SBFG), United Bancshares, Inc. (UBOH), Wayne Savings Bancshares, Inc. (WAYN)