Peer Analysis

CSB Bancorp, Inc.'s financial data is as of 6/30/2019.

Peer financial data is as of 6/30/2019


Performance Ratios (%) CSBB Peer Median Peer Average
ROAA 1.37 1.14 1.18
ROAE 13.09 10.14 10.60
Net Interest Margin 4.06 3.91 3.94
Efficiency Ratio 57.61 63.24 64.57
Loans / Deposits 88.33 92.62 90.38
Asset Quality Ratios (%)
NPAs / Assets 0.72 0.45 0.62
NCOs / Avg Loans 0.11 0.05 0.07
Reserves / Loans 1.19 0.90 0.85
Reserves / NPAs 121.26 142.74 160.26
Capital Ratios (%)
Tier 1 Capital 14.00 13.47 13.91
Tangible Equity / Tangible Assets 10.28 11.16 10.51
Total Equity / Total Assets 10.86 11.56 11.77
Market Ratios
Price / Earnings (x) 10.86 11.97 12.21
Price / Book (%) 133.82 119.08 114.49
Dividend Yield (%) 2.82 2.40 2.55
Data for trailing four quarters

CSB Bancorp, Inc.'s peer group consists of the following: Cortland Bancorp (CLDB), Croghan Bancshares, Inc. (CHBH), Farmers & Merchants Bancorp, Inc. (FMAO), Heartland BancCorp (HLAN), Killbuck Bancshares, Inc. (KLIB), Middlefield Banc Corp. (MBCN), Ohio Valley Banc Corp. (OVBC), SB Financial Group, Inc. (SBFG), United Bancshares, Inc. (UBOH), Wayne Savings Bancshares, Inc. (WAYN)